1. Description of Service

Investor Metrics provides free financial calculators, stock market data interfaces, and real estate analysis tools (the "Services"). These Services are provided for informational and educational purposes only.

2. No Financial Advice

Investor Metrics is not a financial advisor, real estate broker, or tax professional.

• The outputs provided by our calculators (e.g., Cap Rate, ROI, Cash Flow) are estimates based on user input and general formulas.
• Market data (stocks, weather, etc.) is pulled from third-party APIs and may be delayed or inaccurate.
• You should consult with a licensed professional before making any financial or real estate investment decisions. Use of our tools is at your own risk.

3. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, tool logic, and code, is the property of Investor Metrics or its content suppliers and is protected by international copyright laws. You may not reproduce, distribute, or "scrape" our data without express written permission.

4. User Conduct

By using this site, you agree:

• Not to use the Services for any unlawful purpose.
• Not to attempt to interfere with the proper working of the site or bypass any security measures.
• Not to provide false information in our contact forms.

5. Third-Party Links & Data

Our Services may contain links to third-party websites or display data from third-party APIs (such as OpenWeather or Twelve Data). We do not warrant the accuracy of this information and are not responsible for the content or privacy practices of third-party sites.

6. Limitation of Liability

To the maximum extent permitted by law, ,Investor Metrics and its owners shall not be liable for any direct, indirect, incidental, or consequential damages resulting from:

7. Disclaimer of Warranties

Our Services are provided on an "AS IS" and "AS AVAILABLE" basis. We make no warranties, expressed or implied, regarding the accuracy, reliability, or availability of the website or the tools provided.

8. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any changes by updating the "Last Updated" date at the top of this page. Your continued use of the site after changes are posted constitutes your acceptance of the new terms.

9. Governing Law

These terms are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada, applicable therein, without regard to its conflict of law principles.

10. Contact Information

If you have any questions regarding these Terms of Service, please contact us at:

Email: contact@investormetrics.org