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Jun 11, 2026

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How Much are Land Transfer Taxes on this Property?

How to Use This Calculator

Land Transfer Tax (LTT) is a provincial tax paid by the buyer on closing day. It is one of the largest closing costs you will face and is often overlooked when budgeting for a home purchase. Toronto buyers pay a double tax — both the provincial Ontario LTT and a separate City of Toronto Municipal LTT. This calculator covers all Canadian provinces and includes First-Time Home Buyer (FTHB) rebates where applicable. Rates are current as of 2025.

  1. Select your province — Click your province or territory. Toronto buyers should select Ontario + enable the Toronto toggle.
  2. Enter the purchase price — Use the slider or type the value directly.
  3. Check First-Time Home Buyer — If applicable, toggle this on to see your rebate and net tax owing.
  4. Click Calculate — See your full tax breakdown by bracket, applicable rebates, and how LTT fits into your total closing costs.
⚠️ Note: Alberta, Saskatchewan, and Newfoundland do not have a provincial Land Transfer Tax — only nominal title registration fees. This calculator will show the applicable fees for those provinces.
Select Province / Territory
🏙️ City of Toronto?
Add municipal LTT on top of Ontario LTT
Purchase Details
Purchase Price $700,000
First-Time Home Buyer?
Apply applicable FTHB rebates
🏛️
Select your province and enter a purchase price
Your full tax breakdown will appear here

Legal Disclaimer
Illustrative Purposes Only: This calculator and the data provided (including regional benchmarks from CREA and CMHC) are intended for educational and illustrative purposes only. The results are estimates based on user inputs and market averages and do not constitute financial, legal, or investment advice.

No Guarantees: While we strive to maintain the most accurate and up-to-date information, InvestorMetrics does not guarantee the accuracy, completeness, or reliability of any calculations or data displayed. Real estate markets, interest rates, and tax laws are subject to frequent changes.

User Responsibility: Investment involves risk. Users are responsible for performing their own due diligence and should consult with a qualified mortgage broker, real estate lawyer, or financial advisor before making any financial decisions. InvestorMetrics and its affiliates are not liable for any losses or damages arising from the use of or reliance on this tool.

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